Personal & business banking
Secure banking, built to last.
Open an account in minutes and manage it from anywhere. Every deposit and transfer is reviewed by our team and written to a permanent record, so your balance always tells the full story.
- Two-factor sign-in
- Permanent transaction record
- Every transfer reviewed
Checking · USD
•••• 4821
Available balance
$12,480.50
-
+$4,200.00
Salary deposit
Verified and approved
-
−$350.00
Transfer to J. Rivera
Completed
Illustrative preview · sample data
Protected by two-factor sign-in
A different kind of bank
Built so you never have to wonder where your money is.
Many online platforms ask you to trust a number on a screen. We show our working instead. Every balance comes from a transaction history that can't be edited, and every movement of money is reviewed and approved by our team before it reaches your balance.
- Fees to release your own money
- 0
- We never ask for "unlock", "tax" or "clearance" payments. Ever.
- Of transactions on the permanent record
- 100%
- Each entry has a reference, a timestamp and the name of the person who approved it.
- Steps to open your account
- 3
- Register, verify your identity, and start banking once you are approved.
What we offer
Everything you need to manage your money.
Simple products with clear statements and nothing hidden.
All services- 01 Personal banking An everyday checking account with a live balance, full history and statements on demand.
- 02 Business banking Verified business accounts with documented payment approvals.
- 03 Savings Keep money you are saving in a separate account, away from day-to-day spending.
- 04 Transfers Pay saved beneficiaries or other Everholt customers, and follow every step until it completes.
Transparent by design
A balance you can trace back, line by line.
Your balance isn't a number someone types in. It's the sum of every deposit, transfer and fee on your account, and each one has a reference you can check. Download a statement whenever you like.
- Entries can never be edited or deleted
- Corrections appear as visible reversals
- CSV statements for any date range
Transaction history
Download CSV-
+$4,200.00
Incoming wire · Acme Payroll
WIRE-20931
-
−$350.00
Transfer to J. Rivera
MANUAL-00412
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+$125.00
Transfer from •••• 7710
INT-8f2a
-
−$500.00
Transfer to Savings •••• 3304
INT-91c7
Sample data
Transfers you can follow
From request to completion, step by step.
Send money to saved beneficiaries or other Everholt customers. Our operations team reviews every transfer before it leaves the bank. Until then the amount is held, not spent, and you can cancel with one click.
Explore transfers →Transfer · $350.00 to J. Rivera
-
Requested
Amount held from your available balance
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Reviewed by operations
Beneficiary details checked by our team
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Sent
Posted to your history with a payment reference
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You are notified
We email you at every change of status
How it works
Open your account in three steps.
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01
Create your login
Register with your email address and confirm it from your inbox. It takes about a minute.
-
02
Verify your identity
Upload a government-issued ID and a selfie. Our compliance team reviews them in person.
-
03
Start banking
Once you are approved, your account opens automatically and is ready for deposits and transfers.
Our safety pledge
Here's what we will never do.
Fraudsters often pretend to be banks. These promises help you spot them. If anyone claiming to be us breaks one of these rules, it isn't us.
Report something suspicious-
Ask you to pay a fee, tax or deposit to release your own funds
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Ask for your password or two-factor codes by phone, email or chat
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Pressure you to act urgently or keep a transaction secret
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Change a balance without a matching, traceable transaction
FAQ
Questions, answered.
Can't find what you're looking for? Our team is happy to help.
View all questions →How do I open an account?
Register with your email address, confirm it, then complete identity verification by uploading a government-issued ID and a selfie. Your account opens as soon as our compliance team approves your documents.
How long does identity verification take?
Our compliance team reviews submissions during business hours. You will see the status on your dashboard, and if we need anything else we will tell you why.
How do I add money to my account?
Request a deposit in your portal and we will send you payment instructions. When the funds arrive, our team verifies them and credits your balance once the deposit is approved.
Why is my transfer pending?
Every outgoing transfer is reviewed by our operations team before it is sent. While it is pending, the amount is held from your available balance, and you can cancel the transfer from the Transfers page.
Will I ever be asked to pay a fee to release my funds?
No. We never ask you to pay a "release", "unlock", "tax" or "clearance" fee before you can withdraw your money. If anyone asks you to, do not pay. Contact us through the official support channel.
Your account, ready when you are.
Open your Everholt Financial account online today. Verification is quick, and there's no paperwork to post.